When Life Hands You a Lemon . . . The Law May Not Let You Make Lemonade
Everyone knows what the term “lemon” means in the automobile context – it’s a car that turns out to be a piece of you-know-what shortly after you buy it. No big deal, though – you just take it back to...
View ArticleBeware of Fake Payday Loan Debt Collector Scam!
If you or someone you know gets a phone call from someone claiming to be a debt collector for a payday loan, BEWARE. At least one such company is calling Montana residents and demanding that they send...
View Article5 Things Every Montana Renter Needs to Know About Security Deposits
“Here’s what’s left of your security deposit . . . 37 cents.” I am frequently asked questions about renters’ rights, and one of the questions I get most often is, “Does my landlord have the right to...
View ArticleKicking Around the Idea of Bankruptcy? Don’t Delay and Risk Losing Your Tax...
Maybe you have been kicking around the idea of bankruptcy for a while now. The bills keep coming, the debt collectors keep calling, and there seems to be no end in sight. Maybe you just wonder if...
View ArticleTime’s Up! Miss Your Statute of Limitations, Say Goodbye to Your Legal Rights.
Many people are aware that there is this thing called a statute of limitations, and that it has something to do with how long you have to sue someone. Think of it as an expiration date for your case....
View ArticleBorrowers Who Used This Payday Lender Will Be Getting a Nice Christmas Bonus!
Today the Consumer Financial Protection Bureau announced yet another enforcement action, this time against a national payday lender, for using illegal “robo-signing.” (Yes, that is a thing. No,...
View Article‘Tis the Season, to Spend Within Reason?
As we head into the holiday season of gift-buying, traveling, and higher heating bills, thinking about finances is not at the top of anyone’s list. So we’ll keep this short. Here’s Santa’s list of...
View ArticleIf It Isn’t in Writing, It Didn’t Happen.
If you are a tenant, chances are you have had to contact a landlord at some point to fix something. Hopefully it was something small, and hopefully it got fixed. But sometimes it doesn’t. Maybe the...
View ArticleGet a Grip. (On Your Finances)
Whatever your financial goals, they usually start with a plan. You may know where you want to go (debt-free, homeownership, rainy-day savings), and now you need a plan to get there. That plan has to...
View ArticleSo Many Ripoffs, So Little Time: Debt Collectors, Landlords and Auto Dealers...
The Consumer Federation of America (CFA) recently released its annual list of Top Ten Consumer Complaints and, not surprisingly, some of my favorite industries topped the list. And the complaints that...
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